2024 Kakebo by Blackie Books

The ultimate Blackie Books tool for learn to save! Manage your personal economy and change your bad habits with the Blackie Books Kakebo 2024. Every month you will find brief tricks and tips, some exercises to put into practice what you will discover little by little, and everything organized in easy tables and lists to encourage you to make a radical change in your daily life. How? In just five steps:

• Income. Make clear all the money that you receive in your favor month by month, whether it is salary, tips, gifts, etc.
• Bills fixed. Subtract all recurring monthly expenses such as household services, rent, mortgage, etc.
• Your savings. At this point you can decide whether to save in advance or wait until the end of the month to save the remainder of your weekly expenses.
• Your budget. By subtracting your income and fixed expenses each month, you'll get your monthly budget for your weekly expenses.
• Your weekly expenses. Here you will see the money you spend on a daily basis. If you subtract the total of your weekly expenses from your budget you will obtain your final balance. This is the big moment of every month!

256 pages. 14 x 20 cm. Rustic binding with plastic cover.